Question 1

Is my data secure?

Accepted Answer

All calculations run in your browser - we don't store your personal financial information on our servers. Your privacy is protected.

Question 2

What makes this different from free calculators?

Accepted Answer

Most calculators ignore Dutch-specific factors like Box 3 taxes, AOW entitlements based on residency years, and multi-phase retirement planning. Ours models the complete Dutch system including pension and income tax integration, and Monte Carlo risk analysis for comprehensive risk planning.

Question 3

How accurate are the calculations?

Accepted Answer

Our calculator uses current Dutch tax rates, AOW formulas, and Box 3 regulations (updated for 2025). However, tax laws and pension rules can change. Use this as a starting point for your planning, not a guarantee of future outcomes.

Question 4

Do I get ongoing access after purchase?

Accepted Answer

Yes, it's lifetime access after your one-time payment. We update the calculator annually for major tax or regulation changes at no extra cost.

Question 5

I'm not Dutch - will this work for me?

Accepted Answer

Absolutely. The calculator is designed with expats in mind, and includes AOW calculations based on your years in the Netherlands, and partner situation.

Question 6

How often is it updated?

Accepted Answer

We update annually for major changes in Dutch tax law, AOW rates, and Box 3 regulations. You'll automatically get access to updates.

Question 7

Is this financial advice?

Accepted Answer

No, this is an educational planning tool. We provide calculators and information to help you understand Dutch retirement planning, but we're not licensed financial advisors. Always consult qualified professionals for personalized advice.

Question 8

Can this replace meeting with a financial advisor?

Accepted Answer

No, this tool helps you prepare for those conversations. Use it to understand your situation and ask better questions when you do consult professionals.

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Digitale Adviseur

Retire early in the Netherlands with confidence. Free calculator designed for Dutch tax system: ✓ Box 3 tax optimization ✓ Market volatility buffer ✓ Expat-friendly planning ✓ Inflation adjustment

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Input fields and corresponding output in Dutch Retirement Premium Calculator

Digestible Key Insights in retirement timeline - in Dutch Retirement Premium Calculator

Advance Settings in Dutch Retirement Premium Calculator

How Premium Calculator Works

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Financiële onafhankelijkheid met Digitale Adviseur

Retire early in the Netherlands with confidence. Free calculator designed for Dutch tax system: ✓ Box 3 tax optimization ✓ Market volatility buffer ✓ Expat-friendly planning ✓ Inflation adjustment

Planning

Strategische investering

Vervroegd pensioen

Vermogensbeheer

Jouw stijl

Digitale financieel adviseur

Jouw stijl

Digitale financieel adviseur

Input fields and corresponding output in Dutch Retirement Premium Calculator

Digestible Key Insights in retirement timeline - in Dutch Retirement Premium Calculator

Advance Settings in Dutch Retirement Premium Calculator

How Premium Calculator Works

Premium-lidmaatschap

Bekijk onze blog voor meer FIRE-tips

Investeer voor FIRE Digital Advisor Pensioenplanner en meer

Financiële onafhankelijkheid
met
Digitale Adviseur

Investeer voor FIRE Digital Advisor
Pensioenplanner en meer