Why use our Dutch Retirement Calculator?
Netherlands has unique retirement challenges:
✗ Box 3 tax reduces returns by ~2% annually
✗ Higher living costs require different withdrawal rates
✗ Complex pension system integration
✓ But: Strong AOW safety net changes everything
✓ Smart "bridge strategy" reduces capital needs by 40-60%
🛡️Our calculator is made for expats and locals in Netherlands:
✓ Built specifically for Dutch tax and pension systems
✓ Conservative assumptions (includes safety buffers)
✓ Updated for 2025 Box 3 rates and AOW changes
Begin met plannen
Door de gratis Reirement Planner-tool te gebruiken, accepteer ik de Algemene Voorwaarden .
Deze pensioenplanner biedt schattingen op basis van uw input en markthypothesen. Resultaten worden niet gegarandeerd en kunnen aanzienlijk variëren. De nauwkeurigheid is afhankelijk van de juistheid van de input en de toekomstige omstandigheden. Raadpleeg een financieel adviseur voordat u beslissingen neemt.
See Your Complete Retirement Picture
Go beyond basic calculations with our comprehensive Dutch retirement planner
Planning retirement in the Netherlands involves unique complexities—Box 3 taxes, AOW calculations, pension integration, and timing decisions that can impact your financial future by hundreds of thousands of euros.
Our Premium Calculator helps you navigate these Dutch-specific challenges with:
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Multi-phase retirement modeling - See exactly how much you need for early retirement, bridge periods, and post-AOW life
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Monte Carlo risk analysis - Test your plan against 1,000+ market scenarios to understand your true success probability
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Integrated pension planning - Factor in AOW, employer pensions, and income taxes for complete income projections
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Box 3 tax calculations - Accurate modeling of Netherlands' unique investment taxation
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Flexible scenarios - Compare strategies and retirement ages side-by-side
Educational planning tool - One-time access for €9.99
How It Works
Premium-lidmaatschap
9,99
Bekijk de volledige versie van Pensioenplanner.
Eenmalige betaling.
Comprehensive risk analysis
Dutch pension integration
Dutch tax optimization
Multiple retirement scenarios
Complete timeline to age 90+
Retirement strategy updates