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Financial Independence

Dutch FIRE Calculator & Retirement Planning for Netherlands

Retire early in the Netherlands with confidence. Free calculator designed for Dutch tax system: ✓ Box 3 tax optimization ✓ Market volatility buffer ✓ Expat-friendly planning ✓ Inflation adjustment

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Dutch Tax-Optimized Planning

How much to invest, and where, to become financially independent in the Netherlands?
Generic FIRE calculators ignore Dutch taxes. Box 3 alone changes your required savings by hundreds of thousands. Get your real retirement number based on Netherlands tax law.

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Early Retirement in Netherlands

Early Retirement Timeline See exactly when you can retire in the Netherlands. Accounts for the 15-20 year gap before Dutch state pension (AOW) starts. Model different savings rates and retirement scenarios.
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Expat & Dutch Resident Planning

Expat & Local Planning Different situations need different strategies. US expat with Social Security? German with pension rights? Dutch local planning early exit? Customize calculations for your specific circumstances.
[Plan My Situation]

Calculator Features

Dutch FIRE Calculator Premium Version Features
✓ Smart pension integration
✓ Dutch tax optimization for your retirement income streams
✓ Monte Carlo risk analysis (see your success odds in different market conditions)
✓ Complete timeline from today through age 90+
✓ Multiple retirement scenarios
[Try Calculator - Free Version →]

How Premium Calculator Works

Premium Access

€9.99

9.99

Access Premium Calculator.
One-time payment.

Comprehensive risk analysis

Dutch pension integration

Dutch tax optimization

Multiple retirement scenarios

Complete timeline to age 90+

Retirement strategy updates

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