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Expat Pension Holland: Complete 2025 Guide
Female professional enjoy working at a sunny beach Complete guide to expat pension Holland 2025: AOW calculations, employer pensions,...
Invest For Fire
Jun 1315 min read
The €1.5 Million Reality Check: Why Dutch FIRE Demands a Different Playbook
A family enjoys a sunny day biking together down a scenic country road, creating cherished memories. "While Americans celebrate reaching...
Invest For Fire
May 238 min read
Investing for FIRE: A Dutch Perspective
Pursuing FIRE in the Netherlands will give you financial freedom 🎯 Quick Answer Dutch FIRE can be achieved through two main approaches:...
Invest For Fire
Mar 215 min read
The Great Pension Shift: Understanding Dutch Pension Reform
For most of human history, the concept of retirement didn't exist. Our ancestors worked until they couldn't, then relied on their...
Invest For Fire
Dec 31, 20243 min read
Early Retirement in the Netherlands: An Expat's Guide to Financial Freedom
Early retirement in Netherlands typically requires:
- Savings needed: 33-50x annual expenses (higher than other countries due to taxes)
- Minimum timeline: 15-20 years of aggressive saving
- Savings rate: 50-70% of income (higher due to Box 3 tax impact)
- Bridge funding: Until AOW kicks in at age 67
- Box 3 tax impact: Lower withdrawal rate from 4% (common elsewhere) to ~2%
Invest For Fire
Dec 29, 202415 min read
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