Why use our Dutch Retirement Calculator?

Netherlands has unique retirement challenges:

✗ Box 3 tax reduces returns by ~2% annually

✗ Higher living costs require different withdrawal rates

✗ Complex pension system integration

✓ But: Strong AOW safety net changes everything

✓ Smart "bridge strategy" reduces capital needs by 40-60%

🛡️Our calculator is made for expats and locals in Netherlands:

✓ Built specifically for Dutch tax and pension systems

✓ Conservative assumptions (includes safety buffers)

✓ Updated for 2025 Box 3 rates and AOW changes

Start planning Dutch FIRE

By using the free Dutch Retirement Planner tool, I accept the Terms and Conditions.

This Retirement Planner provides estimates based on your inputs and market assumptions. Results are not guaranteed and may vary significantly. The accuracy depends on input correctness and future conditions. Consult financial advisors before making decisions.