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Financial Independence

Dutch FIRE Calculator & Retirement Planning for Netherlands

Retire early in the Netherlands with confidence. Free calculator designed for Dutch tax system: ✓ Box 3 tax optimization ✓ Dutch pension integration ✓ Expat-friendly planning ✓ Inflation adjustment

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Dutch Tax-Optimized Planning

How much to invest, and where, to become financially independent in the Netherlands?
Generic FIRE calculators ignore Dutch taxes. Box 3 alone changes your required savings by hundreds of thousands. Get your real retirement number based on Netherlands tax law.

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Early Retirement in Netherlands

Early Retirement Timeline See exactly when you can retire in the Netherlands. Accounts for the 15-20 year gap before Dutch state pension (AOW) starts. Model different savings rates and retirement scenarios.
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Expat & Dutch Resident Planning

Expat & Local Planning Different situations need different strategies. US expat with Social Security? German with pension rights? Dutch local planning early exit? Customize calculations for your specific circumstances.
[Plan My Situation]

Calculator Features

Dutch FIRE Calculator Premium Version Features
✓ Box 3 tax calculations integration (2025 rates)
✓ Dutch pension integration
✓ Estimation of Success Rate
✓ Multiple scenarios
✓ Timeline Visualization
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DFC_InputnResults

Input fields and corresponding output in Dutch Retirement Premium Calculator

DFC_Chart1

Chart in Dutch Retirement Premium Calculator

DFC_Risk Analysis

Risk analysis using MonteCarlo simulation - in Dutch Retirement Premium Calculator

DFC_Advance Settings

Advance Settings in Dutch Retirement Premium Calculator

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